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Over 50 Years Real Estate Experience

937-865-5211

Serving Greater Dayton, OH

We Market Your Home for All It's Worth!

Dayton, Ohio Real Estate - Mel Rutherford

Mel RUTHERFORD

(GRI) (ABR) (CDPE)

Broker / Appraiser

Judy MCCARTNEY

(ABR) (CDPE)

Office Manager / Realtor

Tim LIVINGSTON

Real Estate Specialist

Buy a Home With Zero Down

Located in Miamisburg, OH

937-865-5211

Located in Miamisburg, OH

How to Buy a Home With Zero Cash

The Zero Cash Down Payment Program offers you a way to buy a home with no down payment. You may have owned a home before and are presently renting, or are a first time homebuyer and need a way to break into the housing market but held back because you thought you required a substantial down payment. Or you may be in the position where you do not want to liquidate your financial assets to use as a down payment on a home. Regardless of your present situation, you want a way to get into or to reenter the housing market without having to make a cash down payment. The Zero Cash Down Payment Program may be just the answer you need. Here's what is required to qualify:

Excellent Credit History

You need to have no recent history of bad debts and show consistent and timely payment of your current liabilities. Contact M R Real Estate for more details.

Limited Liabilities

You'll be required to disclose all current liabilities you have in order to determine how much more debt you can carry. (ex. present car loan, credit cards, etc.)

Three Years of Employment Stability

You'll be required to show proof of employment for the past three years, ex. a letter of employment from your employer or financial statements for the past three years if self-employed.

Financial Ability to Carry a Larger Monthly Payment

Without a down payment, you will be required to meet the obligation of larger mortgage payments. Your monthly payments could vary from a few to several hundred dollars more per month.

The Terms of the Program Offer You a Variety of Properties to Purchase

They include the following:

Detached or semi-detached homes
Free-fold townhouses
Condominiums

It is important to note that not all properties qualify for the Zero Cash Down Payment Program. To ensure that you get an accurate picture of what properties may or may not be included in this program in your particular area, it is advisable to review the terms of the program with an agent.

The Benefits

No Down Payment

Are you renting because you think you need a substantial down payment? This is the general perception of many would-be-homebuyers and even that of some agents is that a substantial down payment is required in order to purchase a home. This is simply not true. Because of this many would-be-homebuyers feel they have to save for years before they have enough money for a down payment so that they can finally enter the housing market. In the meantime, they are lining someone else's pockets, while waiting a long time before they can start building their own equity. Well, with the Zero Cash Down Payment Program, you don't need a down payment to buy a home.

Buy a Home - NOW!

If a down payment is keeping you from owning your own home, this new program offers you an immediate way to get into the housing market. With the Zero Cash Down Payment Program, you don't have to wait to purchase a home.

An Approved Bank Program

It is important to know that the Zero Cash Down Payment Program is an approved bank program. Review this program with your lender or agent who has specialized knowledge in financing and can assist you with the Zero Cash Down Payment Program.

What Does Dayton Say?

"In the future, you can count on all my real estate business and be confident that I will give all my friends, family, and associates my highest recommendation."

- Marcia L.